Underwriter - Remote

Company: The Judge Group
Location: Simi Valley
Posted on: January 12, 2022

Job Description:

Location: Simi Valley, CA Salary: Base Salary + Commission + Bonus + Benefits Description: Our client is looking to hire multiple -Underwriters -that will be -100% REMOTE -to join their team. These will be direct-hire, full-time positions with our client. These are excellent opportunities to join an already established national company that is continuing to grow at a rapid pace. Position: -Underwriter - Employment Type: -Full-Time/Direct-Hire with our client. - Compensation: -Base Salary + Monthly production bonus + Sign on Bonus + Retention Bonus + Benefits Location: -100% REMOTE - NO TRAVEL REQUIRED - About our client: -Our client is a national mortgage lender with offerings in Direct to Consumer, Retail, Wholesale, Correspondent Lending, etc. Loan products include both Conventional and Non-Conventional/Government loans. Our client serves 49 states in the US, has 2,600+ employees and has serviced over 600,000+ customers. Requirements:

• Minimum of 2-4+ years of recent experience in Residential Mortgage Underwriting.
• Full Line Full Production Underwriting experience.
• Experience in any of the following channels; Retail, Wholesale, Direct-to-Consumer and Correspondent.
• Experience with loan types including; Conventional, FHA and VA.
• Daily pipeline of 15-20+
• High School Diploma or above is required.
• Underwriting Certifications are NICE TO HAVE but not required. Ex. DE, LAPP/SAR. Key selling points:
  • 100% remote with no travel required.
  • Client provides a company laptop and phone.
  • Competitive base pay plus an aggressive commission structure that is one of the best in the industry.
  • Growth opportunities. The client is huge on promoting from within. Nearly all management has held the title of loan processor and worked their way up in the company.
  • Stability. This is an established client that has been growing tremendously even before the current refinance boom. No mass layoffs here when rates go up.
  • Consistent high-volume loan pipeline.
  • Full benefits including health, dental, vision, 401k match, PTO, Holidays, etc. Job Duties:
    • Perform Underwriting of Conventional and/or FHA/VA mortgage loans.
    • Approves or rejects residential loans within prescribed authority.
    • Analyzes borrower's credit profile, collateral and capacity to repay the proposed mortgage obligation.
    • Ensures loans meet company, agency and government guidelines.
    • Accurately calculates borrower's income and debt-to-income ratios.
    • Documents lending decisions and completes required screens in the loan origination system that include accurate completion of the 1008 as well as adding and/or creating applicable conditions on the loan approval.
    • Run, reads and interprets automated underwriting decision results from both Desktop Underwriter and Loan Prospector.
    • Reviews conditions submitted on loans and sign off on conditions where appropriate. Company Benefits/Perks:
      • 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
      • 8 Paid Holidays
      • Employee Engagement Activities
      • Medical (including Health Savings Account & Flexible Savings Account)
      • Dental - RX - Vision - Life, Disability Insurance
      • 401(k) Plan with company match!
      • Employee Assistance Plan
      • Pet Insurance! Simple 100% virtual hiring process.
        • Talk to Judge recruiter
        • Client interview with hiring manager (30 min phone screen)
        • Receive offer & complete on-boarding
        • Attend virtual training (100% paid)
          Contact: This job and many more are available through The Judge Group. Find us on the web at

Keywords: The Judge Group, Simi Valley , Underwriter - Remote, Other , Simi Valley, California